5 Ways to Start Getting Out of Debt

Ways to Start Getting Out of Debt

Let’s face it; debt is a reality in our world today. So much so that the largest forms of debt aren’t really considered debt anymore. The three main investments people make are their home, their car, and their education, and it has become commonplace to borrow money to make them. So when people say that […]

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5 Ways to Start Saving Money Today

Start Saving Money Today

Everyone has heard it before, “A penny saved is a penny earned…” Well, we keep hearing it because it is true. The problem is that saving money, for most people, isn’t much fun. It requires sacrifices from things you may find enjoyable. Even worst, it may require a complete overhaul of your lifestyle. Just think […]

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3 Places You Can Cut Back on Your Monthly Expenses

Monthly Expenses

Your monthly expenses could be strangling your finances to death. That’s right, you could be overpaying for things that you consider to be set in stone. When families sit down to finally create a budget, they usually split their expenses into two categories, fixed and variable. A lot of focus is spent on things such […]

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3 Ways to Lower Your Mortgage Payment

Mortgage Payment

Over the last few years, there have been many efforts to help homeowners save money on their largest monthly expense, their mortgage. As home prices have retreated, more and more families and individuals have found that they are under water in their homes. Making a large monthly payment on a mortgage that is worth far […]

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5 Warning Signs You Have Too Much Debt

Warning Signs

Debt has become necessary in today’s society. Most people won’t be able to make the larger purchases in life without getting into some sort of debt. Whether it is a home, a car, or even an education, getting into debt is just a natural part of American life today. Unfortunately, the line between normal and […]

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6 Signs You Cannot Afford to Buy a Home

Signs You Cannot Afford to Buy a Home

Purchasing a home is a huge life decision. Doing so should not be taken lightly. Too often, young home shoppers will simply look at the mortgage payment and compare it against what they are paying in rent. When looking at home ownership in that light, it seems like a no brainer that you should, and […]

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10 Part Time Jobs to Help Pay Down Debt

Part Time Jobs

The average American is estimated to hold $47,000 in debt. Now, for some debt, like mortgages, it takes time to payoff. However, much of what Americans are using today is credit card debt. By living outside of their means, they are contributing to the growing problem in today’s financial world. The fact many people would […]

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Things You Should Know About Identity Theft

Identity Theft

Identity theft is a growing problem today. Not only is there a direct financial impact that come from this, but it can also prove to be very disruptive to the lives of the victims. From employers to utility companies, more and more companies are reviewing credit histories to make determinations regarding your character and trustworthiness. […]

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10 Most Commonly Missed Tax Deductions

Most Commonly Missed Tax Deductions

Tax time is fast approaching and soon everyone will be either updating their TurboTax files or going to their local H&R Block office. The problem is that many people view this simply as a process and not as an opportunity. They are in such a hurry to finish their taxes that they end up missing […]

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7 Things You Didn’t Know About Amazon.com

Amazon

Amazon.com, the Seattle-based web store, is named after the Amazon River as a display of its power over typical bookstores, and is the world’s largest online retailer. You most likely have purchased something from the retail giant at one time or another, whether it was an e-book, an MP3 download, or a wrapped gift for […]

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